What are the advantages of using a real estate agent to help me buy a home?

Buying a home is certainly one of the most rewarding experiences most of us ever have; it's also one of the most challenging. If you're buying for the first time, the - process may seem overwhelming. And even if you've been through it several times, every move is different and presents new challenges. One clear advantage of enlisting the help of an agent is simply that you don’t have to “go it alone”. A good agent has the training, the know-how and the experience to help you through each step of the process, and make the process of finding, buying and moving into your new home as smooth, quick and enjoyable as it can be. Another advantage is that an agent represents a valuable source of information about market trends, communities, neighborhoods and especially homes for sale throughout the area.

How do I find the right agent to work with?

They key word is “right”. While there’s no shortage of qualified agents to choose from, it’s important that you find one who can fully understand your wants, needs and individual tastes, and whose professional judgment you respect.  Today's buyers also have more choices when it comes to choosing an agent that can best represent them in a real estate transaction. Until recent years, virtually all real estate agents involved in a given transaction worked for the seller. However, a growing number of today's home buyers are choosing to be represented by a 'buyer's agent.' In contrast to traditional agents, a buyer's agent represents the buyer in the real estate transaction.

How do I know for sure how much home I can afford?

Talk to your real estate agent. A good agent is committed to honestly and responsibly working with you to determine your affordable price range. There are many financing options available today; in conjunction with an experienced mortgage broker or loan officer, your agent can help you find a financing option that fits your budget.